Still Waiting to Start Investing? Here’s Why “Later” is Costing You More Than You Think

Are You Putting Off Investing Until You “Have More Money”?

Let’s be real. Most people know they should invest.
But they keep pushing it off for later because:

• “I don’t earn enough yet.”

• “I need to pay off a few things first.”

• “I’ll start when I get a raise or bonus.”

• “The market looks risky right now.”

But here’s the truth:

Because with investing, time is often more powerful than the amount.

How Much Is “Later” Costing You?

Let’s say you invest $100/month starting at age 25. With an average return of 8%, by age 45, you’d have around $58,000.

Now compare that to someone who waits until they’re 35 to start. They’d only have $26,000 — even if they invested the same amount monthly.

That’s a $32,000 difference — just because of a 10-year delay.

Common Myths That Keep You Stuck

❌ “I need a lot of money to start.”
✅ You can start with as little as $50 on most beginner platforms.

❌ “I don’t know where to invest.”
✅ You don’t need to be an expert. Start with simple options like index funds or beginner apps.

❌ “It’s not the right time.”
✅ There’s no perfect time. The market goes up and down, but over time — it grows.

❌ “I might lose money.”
✅ Yes, short-term risk exists. But over the long term, smart investments tend to grow. Risk is managed with education, strategy, and patience.

How to Get Started — Even If You’re a Complete Beginner

Here’s a simple roadmap:

✅ Step 1: Set a Monthly Amount

Decide how much you can comfortably invest each month. Even $50–$100 is powerful if done consistently.

✅ Step 2: Choose a Platform

Look into apps like Fidelity, Vanguard, Betterment, or Robinhood (U.S.). In Ghana or other regions, look for trusted digital brokers with low entry points.

✅ Step 3: Focus on Long-Term Assets

Instead of risky “hot picks,” go for:

• Index funds (like S&P 500 ETFs)

• Government bonds

• Mutual funds with steady growth history

✅ Step 4: Automate It

Set it up and let your investment grow in the background while you focus on earning more.

Want to Learn How to Start the Right Way?

If you’re done waiting and ready to invest — without feeling lost or risking the wrong move — I’ve created something just for you.

🎯 The 10-Day Investment Email Course
It’s a practical, step-by-step guide to help you:

• Understand the basics of investing

• Learn where and how to start

• Create your first investment plan with confidence

• Actually begin investing by the end of the course

If you’ve been saying “I’ll start soon,” this course makes soon happen now.

👉 [Enroll in the 10-Day Investment Email Course → https://perissos.gumroad.com/l/wealth_guide

Final Words

You don’t need to start big. You just need to start.

The earlier you begin, the more time your money has to grow — and the sooner you get on the path to freedom.